Center for Working Families (CWF)

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Center for Working Families (CWF)


The Center for Working Families® (CWF) is a new approach to help low-income families reach financial stability. The CWF approach brings together – or bundles – access to a full range of essential economic supports, including income enhancement and work supports, employment services, and asset building services in one convenient location to help families build self-sufficiency, stabilize their finances, and move up the economic ladder.  This model teaches clients to “Earn It”, “Keep It” and “Grow It.” 

Last year, the CWF program assisted more than 50 low-income individuals/families. Those participants benefited from integrated employment services coupled with income supports and financial education with individualized financial coaching geared towards helping them become financially stable and reach long-term economic self-sufficiency. 


  • 80%+ acquired employment or a better job
  • 80%+ of employed participants reduced debt and/or improved credit scores in 12 months
  • 100% learned about budgeting, saving, and how to make the right choice financial choices
  • 100% of eligible participants were referred to asset-earning programs

Financial Literacy Expands to other programs - This key component of the CWF program expanded into other HUF program areas.

  • 150+ youth at local high schools learned financial fundaments
  • Future Americans in our citizenship classes learned how to manage their money
  • Participants of our Comprando Rico Y Sano program learned how to buy healthy food on a limited budget

Housing Education tied to Housing Discrimination workshops were also added to teach our program participants how to prepare for housing financial transactions. 

Health Marketplace - Navigators assisted 500+ clients in submitting applications; 200+ clients purchased a plan with annual savings of $1,494,609 in healthcare costs.

Supplemental Nutritional Assistance Program (SNAP) served an additional 1,500+ clients in Broward and Miami-Dade Counties. The SNAP assistance provided at two Miami-Dade college campuses. 

Value Added Programs:
Individual Development Account (IDA), a 4-time matching gift for education, home purchase or small business funding, National Council of La Raza (NCLR), child care with Broward Regional Health Planning Council and access to education and training assistance with Community Action Agency.


Key Program Partners

This program would not be possible without the support and leadership of:



CWF Client Stories



Important Community Links

Health and Nutrition

Supplemental Nutrition Assistance Program (SNAP)
The SNAP program (formerly known as Food Stamps program) offers nutrition assistance to millions of eligible, low-income individuals and families and provides economic benefits to communities. SNAP is the largest program in the domestic hunger safety net. Go online and check if you are eligible for this program using the following link:

SNAP ofrece asistencia nutricional a millones de personas y familias elegibles de bajos ingresos y proporciona beneficios económicos a las comunidades.

El Servicio de Alimentos y Nutrición trabaja con agencias estatales, educadores de nutrición y las organizaciones vecinales y religiosas para asegurar que las personas elegibles para la asistencia nutricional puedan tomar decisiones informadas acerca de cómo solicitar y acceder a los beneficios. Puede hacer su aplicación en internet en la siguiente página web:


Florida KidCare

Through Florida KidCare, the state of Florida offers health insurance for children from birth through age 18, even if one or both parents are working. It includes four different parts. When you apply for the insurance, Florida KidCare will check which part your child may qualify for based on age and family income.

A través de Florida KidCare, el estado de la Florida ofrece seguro médico para niños desde el nacimiento hasta los 18 años de edad, aun cuando uno o ambos padres trabajen. Este seguro incluye cuatros partes distintos. Cuando usted solicita el seguro, Florida KidCare verificará para cuál parte su niño califica basado en la edad y los ingresos de la familia.

Financial Links

If you want to know more about bank rates and accounts click on the link below

For your credit report

Are you checking your credit annually?  Learn more by clicking on the link below

If you are looking for more information about the Individual Development Account (IDA) click on the link below

If you are looking for more information about the Ways to Work program (Car loan program) click on the link below

Employment Resources

Complete set of employment tools for job seekers in Florida.

CareerSource Broward: EMPLOYMENT SOLUTIONS is Broward County's premier workforce expert

Labor Market information for job seekers

Department of Economic Opportunity

Broward County Public Libraries

Employ Florida Marketplace

Job and Career Development Resources

Find out what it takes to do what you want to do for a living.


Career Skills Assessment

Bureau of Labor Statistics, Research different occupations


Hispanic Unity of Florida: Client Stories

Hispanic Unity was founded more than 34 years ago by community leaders to ease the acculturation transition for newcomers from other nations. Today this nonprofit provides assistance through 12 programs and 30+ services, in four languages, to Broward's diverse community. Hispanic Unity remains the county's largest agency dedicated to the immigrant population, providing them with the tools they need to build a new life. In 2015, the agency served 17,000+ clients, from toddlers to adults.